Cash Focus Consulting Terms of Service

1. Agreement to Terms
These Terms of Service (“Terms”) constitute a legally binding agreement between you (“you,” “your”) and Cash Focus Consulting (“we,” “us,” “our”) governing your access to and use of our website [cashfocusconsulting.com], including any content, functionalities, services, or features offered on or through the Site. By using the Site — or submitting any contact or lead form — you agree to be bound by these Terms. If you do not agree, you should not use the Site.

2. Scope of Services
Cash Focus Consulting provides consulting and business services. Use of the Site does not automatically create a consulting contract. Any engagement or contract between you and Cash Focus Consulting will be separate and only become effective if and when explicitly agreed upon in writing (e.g., via proposal, agreement, invoice, or similar).

3. Prohibited Uses
You agree not to use the Site to:

Upload, post, or transmit any unlawful, harmful, defamatory, obscene, or otherwise objectionable content.

Attempt to gain unauthorized access to any portion of the Site, other users’ data, or our systems.

Use the Site in any way that could disrupt or interfere with the security or proper functioning of the Site.

Use the Site for any fraudulent or unlawful purpose.

4. Intellectual Property & Ownership
All content on the Site — text, graphics, design, logos, images, and other materials — is the property of Cash Focus Consulting or its licensors, protected by copyright, trademark, or other intellectual property laws. You may not reproduce, distribute, modify, or create derivative works based on any content from the Site without our prior written consent.

5. Disclaimers & Limitation of Liability

The Site and all materials are provided “as is” and “as available” without warranties of any kind.

We do not guarantee that the Site will always be available, secure, error-free, or free of harmful components.

To the fullest extent permitted by law, Cash Focus Consulting will not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of your use of the Site or inability to use it.

Your use of the Site is at your own risk.

6. External Links
The Site may contain links to third-party websites. We provide those links solely as a convenience. We do not control those websites, and we are not responsible for their content, privacy practices, or any damages resulting from your use of them.

7. Modifications to Terms
We reserve the right to modify or update these Terms at any time. The “Last updated” date will reflect the changes. Continued use of the Site after modifications constitutes your acceptance of the updated Terms.

8. Governing Law & Dispute Resolution
These Terms shall be governed by and construed in accordance with the laws of the State of Minnesota, without regard to conflict-of-law principles. Any dispute arising out of or relating to these Terms or the Site shall be resolved exclusively in the state or federal courts located in Minnesota.

9. Contact Information
If you have any questions about these Terms or want to contact us, you can reach us at:

Email: [email protected]